Cash Rewards Card Purchase and Balance Transfer APR: 0% intro rate for the fisrt 12 months from account opening date; 12.90%, 16.90%, or 19.99% variable thereafter, based on your creditworthiness. Balance Transfer Fee: 3% of each transfer that posts to your account by 2/8/2015.
Rate Advantage Card Purchase and Balance Transfer APR: 0% intro rate for the first 15 months from account opening date; 10.90%, 14.90%, or 18.90% variable thereafter, based on your creditworthiness. Balance Transfer Fee: 3% of each transfer that posts to your account by 5/9/2015.
Credit Access Purchase APR: 0% intro rate for the first 9 months from account opening date; 19.8% variable thereafter. Balance Transfer APR: 19.8% variable. Annual Membership Fee: $35. Balance Transfer Fee: None.
Terms applicable to Cash Rewards, Rate Advantage and Credit Access Cards: Cash Advance APR: 23.99% variable. Penalty APR: 24.99% variable. Variable APRs will vary with the market, based on the Prime Rate APRs in effect as of 03/25/2014. Cash Advance Fee: greater of 4% of each cash advance or $10. Minimum Interest Charge: $1.00. We may end your Introductory APRs and apply the Penalty APR if you make a late payment.
*Benefits Limitations: These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan ("The Plan"). Grant amounts can range from $300 to $2,700 and vary by grant type. Specific eligibility criteria may vary by grant type. Certain restrictions, limitations, and qualifications apply, including (but not limited to):
A Cardmember may only receive a grant if his Teamster Privilege Credit Card Account was in good standing at time the loss event occurred.
A Cardmember may only receive one grant of each grant type for each Teamster Privilege Credit Card Account.
A Cardmember may only receive one grant of each grant type for any unique loss event, even across multiple accounts.
A Cardmember may only apply for loss events that occurred at least 3 months after becoming a Cardmember.
Additional information about these hardship assistance grants and eligibility criteria can be obtained at UnionPlus.org/Assistance or by calling Union Privilege at 202-293-5330. Cardmembers will receive full details when they receive their card. Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Union Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Grants may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with MasterCard® or Capital One, N.A.
All trademarks or trade names are properties of their respective owners. The Teamster Privilege Credit Cards are issued by Capital One, N.A.
The MasterCard Brand Mark is a registered trademark of MasterCard International Incorporated. Teamster Privilege Credit Card is committed to safeguarding your privacy online. If you would like more information, please view the Teamster Privilege Credit Card Privacy Notice at http://www.teamstercard.com.
These are only guidelines to help you narrow your selection, and additional factors from your application and credit history will also be considered. You may meet these criteria and still be declined. Please review the product disclosures on the card application for additional information about eligibility.
Do BOTH of these describe you?
I have never declared bankruptcy or defaulted on a loan. I have not been more than 60 days late on any credit card, medical bill, or loan in the last year.
I have had a loan or credit card for 3 years or more with a credit limit above $5,000.
Do EITHER of these describe you?
I have defaulted on a loan in the past 5 years.
I have limited credit history; I've had my own credit card or other credit for less than 3 years (including students, people new to the U.S., or authorized users on someone else's credit card).
Please note that in order for us to evaluate your application, you must have a credit report with at least one of the credit reporting agencies Capital One® currently uses.