Cash Rewards Card Purchase and Balance Transfer APR: 0% intro rate for the fisrt 12 months from account opening date; 12.90%, 16.90%, or 20.90% variable thereafter, based on your creditworthiness. Balance Transfer Fee: 3% of each transfer that posts to your account by 05/13/2016.
Rate Advantage Card Purchase and Balance Transfer APR: 0% intro rate for the first 15 months from account opening date; 10.90%, 14.90%, or 18.90% variable thereafter, based on your creditworthiness. Balance Transfer Fee: 3% of each transfer that posts to your account by 08/13/2016.
Credit Access Purchase APR: 0% intro rate for the first 9 months from account opening date; 19.8% variable thereafter. Balance Transfer APR: 19.8% variable. Annual Membership Fee: $35. Balance Transfer Fee: None.
Terms applicable to Cash Rewards, Rate Advantage and Credit Access Cards: Cash Advance APR: 23.99% variable. Penalty APR: 24.99% variable. Variable APRs will vary with the market, based on the Prime Rate APRs. Cash Advance Fee: greater of 4% of each cash advance or $10. Minimum Interest Charge: $1.00. We may end your Introductory APRs and apply the Penalty APR if you make a late payment.
*Benefits Limitations: These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan ("The Plan"). Grant amounts can range from $300 to $2,700 and vary by grant type. Specific eligibility criteria may vary by grant type. Certain restrictions, limitations, and qualifications apply, including (but not limited to):
A Cardmember may only receive a grant if his Teamster Privilege Credit Card Account was in good standing at time the loss event occurred.
A Cardmember may only receive one grant of each grant type for each Teamster Privilege Credit Card Account.
A Cardmember may only receive one grant of each grant type for any unique loss event, even across multiple accounts.
A Cardmember may only apply for loss events that occurred at least 3 months after becoming a Cardmember.
Additional information about these hardship assistance grants and eligibility criteria can be obtained at UnionPlus.org/Assistance or by calling Union Privilege at 202-293-5330. Cardmembers will receive full details when they receive their card. Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Union Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Coverage may be underwritten and managed by companies that are not affiliated with MasterCard® or Capital One, N.A.
All trademarks or trade names are properties of their respective owners. The Teamster Privilege Credit Cards are issued by Capital One, N.A.
The MasterCard Brand Mark is a registered trademark of MasterCard International Incorporated. Teamster Privilege Credit Card is committed to safeguarding your privacy online. If you would like more information, please view the Teamster Privilege Credit Card Privacy Notice at http://www.teamstercard.com.
Here are a few guidelines to help you narrow your selection. When you apply, additional factors from your application and credit history will be considered. You may meet the below criteria; however, you could still be declined. Please read through the product disclosures on the card application for more information about your eligibility.
If you have Excellent credit, both of these should describe you:
I have never declared bankruptcy or failed to pay back a loan.* I have not been more than 60 days late for any credit card payment or medical bill in the past year.
I have had a credit card or loan for at least 3 years, and my credit limit is above $5,000.
If you have Excellent credit, one of these cards may be right for you:
Cash Rewards Card
Rate Advantage Card
If you have Good credit, either of these should describe you:
I have failed to pay back a loan* in the past 5 years. I'm not currently past due on any credit card payment, medical bill, or loan.
I have had a credit card or other credit, but for less than 3 years.
If you have Good credit, this card may be right for you:
Credit Access Card
Rebuilding Your Credit?
If you are Rebuilding your credit, one of these should describe you:
I have failed to pay back more than one loan*.
I have been declined for a credit card in the past 3 months.
If you are Rebuilding your credit, Capital One® offers a number of tips and tools that can help you as you work to improve your credit standing and look to gain access to credit.